Our SME funding supports Nationals and residents who own and manage businesses across the manufacturing, healthcare, renewables, food security and technology sectors.

Here's how we're helping...

• Offering a range of financing solutions specifically designed for SMEs.
• Partnering with other financial institutions to provide additional funding sources.
• Providing a partial guarantee on loans issued by partner banks to SMEs (Credit Guarantee) helping SMEs that may not otherwise qualify.
• Working closely with SMEs to understand their business needs and develop customised financing solutions to meet their needs.
• Tailoring financing solutions to suit the needs of each SME, including loan amount, repayment term and interest rate.

Emirates Development Bank provides specialized business advisory services crafted to empower SMEs in thriving within the business landscape. Our offerings include expert guidance in financial planning, research, financial management, and operational efficiency. This translates to small and medium-sized companies enhancing their capabilities, overcoming market challenges, and making informed decisions to boost their competitive advantage.

At EDB we back innovation...

• We help bolster innovation projects through financial support and flexible financing, mitigating risk with loan guarantees and co-lending.
• We provide technical assistance and advisory services to innovators and entrepreneurs, including business planning, market analysis, IP protection and regulatory compliance
• We collaborate with entrepreneurship hubs (such as SHERAA and MBRIF) for incubation and training programs.
• We partner with various stakeholders within the innovation ecosystem to facilitate knowledge exchange and co-investment opportunities.
• We actively advocate for innovation-encouraging policies.
• Our comprehensive support nurtures innovation, promoting economic growth and idea transformation into practical solutions.